I would continue with the money orders as you have outlined them, for the rent

That is priority number 1 and I would pay that first and foremost.

I would raise my deductible on the car insurance as high as possible which should reduce the premium to something more manageable.

What about talking to your neighbor about sharing the cost of Internet? Radical I know but if you have a close enough neighbor, it might be a possibility which will save you both money. It wouldn’t be a permanent solution, something until you get back on stable ground.

Cancelling phones might put you into contract violation but you have to do the math to see if the cancellation fee might be cheaper than the bill.

I don’t know what to say about the water and trash and the city’s (municipality) policies. Surely they must have some hardship program.

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